Daily Cash is subject to exclusions, and additional details apply. Daily Cash is earned on purchases after the transaction posts to your account. Owners and Co-Owners may individually change where their Daily cash is deposited at any time. Daily Cash may not be divided between Apple Cash Card and Savings accounts. By opening a Savings account, Apple Card Owners and Co-Owners are affirmatively electing to have all future Daily Cash automatically deposited into their respective Savings account. Apple Card Owners and Co-Owners may individually apply for a Savings account and are subject to eligibility requirements. Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch.

To access Savings, Apple Card Owners and Co-Owners must open a Savings account. See the Apple Card Customer Agreement for more information. The Apple Cash card is issued by Green Dot Bank, Member FDIC. Apple Card and Savings accounts are issued or provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit. You can choose to direct Daily Cash to a Savings account or to an Apple Cash card. Late or missed payments will result in additional interest accumulating toward your balance.Īccepting an Apple Card after application is approved will result in a hard inquiry, which may impact your credit score. Existing customers can view their variable APR in the Wallet app or. Variable APRs for Apple Card range from 19.24% to 29.49% based on creditworthiness.

Apple card credit score range